Brokers
Flexible, tailored Commercial SMSF loan solutions
Say ‘yes’ to fast, flexible lending for your clients.
SMSF Commercial Loans are here.
SMSF Commercial Product Information
Our SMSF Commercial Loans are designed for borrowers looking to grow their portfolio by purchasing commercial property or refinancing an existing SMSF loan.
- Loans from $100K to $2M
- Borrow up to 80% LVR
- Cash out to max LVR for any purpose+
- No clawbacks
- Up to 6 members, PAYG or self-employed
- No Liquidity or Net Asset testing
- Use for retail, office, or light industrial
- Interest only up to 5 years
- Rental income shaded at 90%
Self-employed
- Full Doc - 1 Year Personal Tax Return and corresponding Notice of Assessment (NOA). Trust and Company Tax Returns if applicable
- Simplified Self-Employed (company directors only) - 3 months payslips AND last financial year ATO income statement
Loan types
MA Money
Prime
- Borrow up to 80% LVR
- Paid defaults up to $500 (on aggregate) considered
- Self-employed - ABN > 24 months, GST > 12 months
View further information in our Rate & Product Guide.
#Arrears is defined as any late payment or arrears on a credit account (credit card, personal loan, mortgage) where the minimum repayment has not been made within 14 days since the credit contract due date.
^ATO debt and Private Loan debt cannot be consolidated for Prime Loans.
+Cash out from private lenders capped at $200k.