Flexible Commercial and SMSF Commercial property loan solutions designed to help brokers back more real world business scenarios, with confidence.

Rates from 7.79%

Risk fees waived on refinances and equity releases

Get the Commercial loan
advantage

Download Commercial Guide

* Prime Full Doc loans up to 65% LVR and $4m
* Available on new Commercial loan applications submitted between 29 June and 31 July 2026. Excludes purchases and SMSF Commercial loans.

Built to give brokers more ways to say 'yes' to business

MA Money Commercial loans are designed for the realities brokers face every day. From business owners looking to grow, to clients with complex income or credit histories, our approach focuses on practical assessment and flexible structures, not unnecessary barriers.

Practical upfront workshopping and credit assessment for real world scenarios

Cash out and debt consolidation, including ATO debt

Flexible documentation options to suit different borrower needs

Designed for real world commercial deals

Our approach pairs your BDM with a scenario specialist to workshop deals upfront and provide clarity before you submit. With flexible income verification and conditional approval within 48 hours for full-packaged applications, you get greater certainty earlier in the process.

  • Loans up to $8m for Commercial and $2m for SMSF Commercial
  • No annual reviews, set and forget facilities
  • Loan terms up to 30 years

Say ‘yes’ to fast, flexible lending for your clients.

Webinar

Building better business through commercial lending 

Explore MA Money’s latest commercial lending updates, including reduced rates and waived refinance risk fees

> Practical deal scenarios
> Product insights
> 1 CPD point

Turn existing clients into new opportunities

Many of your residential clients are also business owners. Our commercial solutions are built to help you expand your service offering without changing how you work, giving you more confidence to say yes as your clients’ needs evolve.

  • Simple structures that complement your resi workflow
  • Simple submission with ApplyOnline
  • No clawbacks and fast assessment

Dedicated BDM support

Our responsive and experienced Business Development Managers are here to support you every step of the way. Backed by a Credit Development Manager, they’re ready to provide quick decisions and expert guidance on every scenario.