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Brokers

For Customers

Postcode:

10 Nov 2026
Location
State
Location
Category
()
Location
Maximum LVR
  • Residential
  • Vacant Land
  • Expat
  • Non-Resi
  • SMSF
  • Bridging
  • Commercial
  • Commercial SMSF

Residential

Units/ Apartments in high density buildings are restricted to 80% LVR (75% for Non-residential loans). High density is where there are more than 40 units / apartments in one complex.
The minimum size of the apartment is 50m2 including balcony and car space, or 40 m2 living area with no balcony or car space. If car space is on separate title, mortgages are required to be taken over both titles.

Vacant Land

Commercial Vacant Land is for loans up to $2m, 65% LVR, Category 1 properties only.

Expat

Units/ Apartments in high density buildings are restricted to 80% LVR (75% for Non-residential loans). High density is where there are more than 40 units / apartments in one complex.
The minimum size of the apartment is 50m2 including balcony and car space, or 40 m2 living area with no balcony or car space. If car space is on separate title, mortgages are required to be taken over both titles.

Non-Resident

Units/ Apartments in high density buildings are restricted to 80% LVR (75% for Non-residential loans). High density is where there are more than 40 units / apartments in one complex.
The minimum size of the apartment is 50m2 including balcony and car space, or 40 m2 living area with no balcony or car space. If car space is on separate title, mortgages are required to be taken over both titles.

SMSF

Units/ Apartments in high density buildings are restricted to 80% LVR (75% for Non-residential loans). High density is where there are more than 40 units / apartments in one complex.
The minimum size of the apartment is 50m2 including balcony and car space, or 40 m2 living area with no balcony or car space. If car space is on separate title, mortgages are required to be taken over both titles.

Bridging

Units/ Apartments in high density buildings are restricted to 80% LVR (75% for Non-residential loans). High density is where there are more than 40 units / apartments in one complex.
The minimum size of the apartment is 50m2 including balcony and car space, or 40 m2 living area with no balcony or car space. If car space is on separate title, mortgages are required to be taken over both titles.

Commercial

Commercial SMSF