Target Market Determination

Download our TMDs

Our Target Market Determinations for each of our products can be found below. Simply click and download to access them.

Understanding Target Market Determination (TMD)

Our Target Market Determinations for each of our products can be found below. Simply click and download to access them.

What is a Target Market Determination (TMD)?

A TMD is a document that describes:

  • the persons for which the products has been designed
  • the conditions around the product’s distribution
  • when this TMD will be reviewed, and
  • record keeping and reporting obligations of distributors.

Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.

Design and
Distribution Obligations

Issuers and distributors of financial products must comply with the Design and Distribution Obligations (DDO) from 5 October 2021.

Distributors are required to notify the product issuer of any significant dealing in a product that is not consistent with the Target Market Determination (TMD) and any complaints received in the relation to the product. For more information regarding distributors’ reporting obligations, please refer to the product’s TMD above.

You can use the reporting template provided here to report significant dealings and complaints to MA Money.

For any significant dealings or complaints please download and complete the appropriate form and then email a copy to us at info@mamoney.com.au.

If you require a previous version of a TMD or a TMD for a product not currently distributed, please contact us at info@mamoney.com.au. Please ensure you include the product name and time period in your request.