Brokers

For Customers

More lending power

Bigger loan sizes. 

Broader policy changes. 

More flexibility to get deals done.

MA Money has expanded our Residential and SMSF lending policies, giving you more ways to solve your clients’ scenarios.

Greater borrowing capacity

Bigger loans across more products

Increased maximum loan sizes across Residential, Bridging, Expat and SMSF lending.

Faster, more flexible approvals

More ways to move deals forward

Simpler assessment options help make lending faster and more flexible.

More lending opportunities

More scenarios. More locations. More options.

Broader loan limits and expanded policy flexibility open up more opportunities across a wider range of clients and properties.

View & download the updated product guides

What’s changed

Residential Loans

Prime Full & Alt Doc
$5m loans up to 80% LVR

Previously $2m

Near Prime Full & Alt Doc
$3m loans up to 80% LVR

Previously $1.75m

Near Prime Full & Alt Doc
80% LVR for loans $2m to $3m

Previously 75% LVR

Category 2 postcodes
$2.5m max loan size


Previously $1.5m

Category 3 postcodes
$1m max loan size

Previously $500k

Vacant Land Loans

Maximum LVR
Increased to 80%

Previously 75% LVR

Base rate
$2m max loan size

Previously $1.5m

Category 2
$2m max loan size

Previously $1.5m

Bridging Loans

Near Prime Full & Alt Doc
$5m loans up to 80% LVR

Previously $2m

Expat Loans

Near Prime Full Doc
$5m loans up to 80% LVR

Previously $2m

Category 2 postcodes
$2.5m max loan size

Previously $1.5m

Category 3 postcodes
$1m max loan size

Previously $500k

SMSF Loans

SMSF Commercial Prime Full Doc
$8m loans up to 65% LVR

Previously $2m

SMSF Residential Prime Full Doc*
$5m loans up to 65% LVR

Previously $2m

Income verification

Near Prime Plus and Specialist: 1-day GST registration now accepted, with a minimum 6-month ABN.

Simplified Self-Employed Full Doc: 3 months of salary credits can now be used instead of payslips, together with the previous financial year’s ATO income statement.

Credit Policy

Part 9/10 agreements: Now accepted for Near Prime Plus and Specialist loans where the agreement is being paid out.

New Zealand citizens: Those residing in Australia can now apply for our standard Residential Loan rather than a Non-Resident Loan.

Non-residents co-applicants: Now accepted where the majority of assessable income comes from Australian citizens, permanent residents or New Zealand citizens residing in Australia, and the non-resident contributes minor or no income towards servicing.

*SMSF Residential loans are restricted to refinances of existing SMSF loans or purchases where the contract is entered into before 10 August 2026.

View & download the updated product guides

Webinar

More lending
power

Bigger loans. 

Broader policy changes. 

More flexibility to get deals done.

Join MA Money as we unpack the latest changes across Residential, Vacant Land, Bridging, Expat and SMSF lending.

We’ll cover:

  • The key enhancements to Residential and SMSF policies
  • How the updated policies can be applied across different scenarios
  • The types of deals that may now fit
  • Your questions, answered live by the team

More scenarios. More options. 

More ways to move deals forward.

View & download the updated product guides