Loan solutions
Every scenario presents its own challenges, and we are motivated to ‘think outside the box’ to find the perfect solution for you.
Loan solutions
Every scenario presents its own challenges, and we are motivated to ‘think outside the box’ to find the perfect solution for you.
Every scenario presents its own challenges, and we are motivated to ‘think outside the box’ to find the perfect solution for you.
Loan solutions
Support & FAQs
Product suite
Prime
Our Prime product offers ultimate flexibility and functionality both now and in the future. It has full transactional capability, yet reduces your payable interest.
Near Prime
Our Near Prime product is suitable for applicants who have minor credit impairment, arrears and/or receive an income outside of a bank’s rigid criteria. With 1 day discharged bankruptcy accepted, this product suits a wide variety of borrower circumstances.
Near Prime Plus
This product is tailor made for applicants who have some level of credit impairment. Self-employed applicants with business registered in the last 6-12 months have a variety of income verification options. We also accept a large number of income types, such as casual, part-time and child maintenance for our PAYG Near Prime Plus borrowers.
Specialist
For those clients with defaults and arrears, we accept 100% of most income types on our Specialist product.
Non Resident Loan
Designed for non-resident borrowers looking to purchase Australian residential property with Foreign Investment Review Board (FIRB) approval or to refinance an existing mortgage.
Private Finance
Delivering borrowers exceptional flexibility and speed, our Private loan offers competitive rates, innovative features and a simplified application process.
SMSF Residential
This product is designed for borrowers looking to purchase Australian residential property or refinance an existing mortgage within their self-managed super fund portfolio.
Options product suite
Options construction loan
MA Money understands what it takes to finish the build, and we’ve got the construction product to get your dream home completed. Catering to both PAYG and self-employed borrowers, our Options Construction loan helps simplify the whole loan process and get you into your new home sooner.
Options company borrowers
For company borrowers, company on title and excess builder’s stock. With both Metro & Regional securities accepted, cash out available for verified purpose and mortgage arrears accepted on a case-by-case basis, this product provides all the features and flexibility company borrowers have been looking for.
Options expat loan
Australians citizens and permanent residents earning foreign income. Most currencies accepted. Our Options Expat Loan is helping more Australians living and working abroad buy a slice of paradise back home.