For the third time in 2025, the Reserve Bank of Australia (RBA) has cut the official cash rate by 0.25% – and just like the previous two cuts, MA Money is passing the full reduction.
We’re lowering variable rates by 0.25% for both new and existing customers.
Here’s how the change will apply:
-
New applications: Reduced variable rates will take effect from 18 August 2025
-
Existing customers: New rates will be applied automatically from 1 September 2025
“By passing on the full rate cut, we’re helping brokers give their clients access to sharper rates – whether they’re applying for a new loan or already an MA Money customer,” says Tim Lemon, MA Money’s National Sales Manager. “It’s another way we’re delivering competitive, consistent solutions backed by speed and service.”
What this means for deals in progress
📌 Applications in the pipeline before 18 August – the 0.25% reduction will be applied at settlement
📌 Loans settled before 1 September – the 0.25% reduction will be applied automatically from 1 September
Updated Rate and Product Guides will be available on our Resources page from 18 August 2025.
If you’d like help pricing a scenario or workshopping a deal, contact your MA Money BDM today.
T&Cs, fees and lending criteria apply. MA Money Financial Services Pty Ltd ACN 639 174 315 Australian Credit Licence Number 522267
