MA Money, one of Australia’s fastest-growing non-bank mortgage lenders, has successfully priced its first residential mortgage-backed securities (RMBS) transaction for 2026 by completing a record $1.25 billion securitisation.
The transaction marks MA Money’s sixth public bond issuance since its rebrand in 2023. It is the lender’s largest issuance to date and the first to include a foreign currency tranche. Settlement of the MA Money Residential Securitisation Trust 2026-1 is scheduled for 26 February 2026.
Chris Wyke, Joint CEO of MA Financial, said the offering received strong support from both onshore and offshore investors, including four new investors added to the book.
“Despite a competitive and crowded market environment, MA Money achieved the targeted upsize from $1 billion to $1.25 billion, underscoring continued confidence in the business and its long-term strategy,” he said.
“Investor confidence in MA Money continues to strengthen as we scale. Surpassing $5 billion in settlements in December last year, achieving a record $500 million in a single month in November, and broadening our product offering have all contributed to the momentum we are seeing.
“The introduction of Commercial and Bridging Loans in October, alongside the expansion of our large loan offering through MA Money More, which supports loans up to $15 million, positions us to meet a wider range of borrower needs while maintaining a disciplined approach to credit and funding.”
MA Money Treasurer, Akeshni Gour, said the transaction sets new benchmarks for the non-bank sector, with MA Money becoming the fastest non-bank mortgage lender post establishment to issue a foreign currency tranche and the fastest to grow a deal size beyond $1 billion.
“This is our largest issuance to date and our first to include a foreign currency tranche, further diversifying our funding base and expanding our global investor reach,” she said.
“The strong support from both domestic and offshore investors, including new institutional participants, demonstrates the depth of confidence in our business model and asset quality. In a highly competitive market, direct engagement with our investors was instrumental in achieving the successful upsize.”
