MA Money has launched its Residential Rate Refresh, introducing lower rates and reduced risk fees across Prime, Near Prime, Near Prime Plus, Specialist and Expat Loans.
Running from 29 July to 30 September 2026, the Residential Rate Refresh gives brokers more opportunities to deliver value for their clients, with pricing improvements across a range of residential lending scenarios.
What’s changing?
The Residential Rate Refresh includes a number of rate and risk fee changes that are also featured in our Residential Rate & Product Guide. Here are some of the highlights:
- Prime Full Doc rates now start from 6.49% p.a. (comparison rate 6.53% p.a.*) for loans up to 65% LVR and $2.5m
- Prime Alt Doc rates now start from 6.79% p.a. (comparison rate 6.83% p.a.*) for loans up to 65% LVR and $2.5m
- Risk fees removed on Near Prime Loans up to 70% LVR and $2m, and 65% LVR up to $3m
- Expat Prime risk fees reduced to 0.50% on loans up to $5m
Whether you’re helping a PAYG borrower, a self-employed client or an Australian expat, the refreshed pricing provides more ways to deliver value across a wide range of lending scenarios.
“Brokers are looking for competitive pricing backed by flexibility and dependable service,” said Tim Lemon, National Sales Manager at MA Money.
“The Residential Rate Refresh strengthens our offering across the products brokers use every day. Along with lower rates and reduced risk fees, brokers continue to benefit from our 48-hour SLA to conditional approval, giving them greater confidence that they can deliver both value and speed for their clients.”
Find the right solution for more clients
The Residential Rate Refresh builds on MA Money’s flexible lending approach, giving brokers more opportunities to support clients across Prime, Near Prime, Near Prime Plus, Specialist and Expat lending. Combined with our 48-hour SLA to conditional approval and dedicated BDM support, brokers can deliver competitive solutions with greater confidence.
For a complete breakdown of the new rates and risk fee changes, view the latest Residential Rate & Product Guide.
*The comparison rate is based on a secured residential home loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Promotion available on new Residential Loan and Expat Loan applications submitted between 29 July and 30 September 2026. Rates as marked in the MA Money Residential Rate & Product Guide. Information is correct at time of publishing and is subject to change. MA Money Financial Services Pty Ltd ACN 639 174 315 Australian Credit Licence 522267 reserves the right to alter or withdraw the promotion at any time without notice.
Information for broker use only. This article does not constitute financial, tax or legal advice and does not take into account personal objectives, financial situation or needs. You should seek independent advice from a licensed professional before making any financial decisions. Applications for credit are subject to eligibility and lending criteria. Terms, conditions and lending criteria apply.
